Flexible funding solutions tailored to each developer & project.

 
 

Techo’s funding programs are designed for transitioning residential real estate for the purpose of renovating existing supply, creating new supply, or site development. We invest off our balance sheet and have the scale to be your partner from initial site acquisition through stabilization at competitive pricing. We also have an understanding of the complexities of development and structure investment terms to allow for flexibility.

 
Funding Programs Mobile Scroll
Site Development

Site Development

Designed to cover soft costs and horizontal improvements in connection with site development.

  • Site must be entitled for the intended development purpose

  • A portion of the investment can be applied to acquisition

  • 6 – 12 month term

Infill Construction

Infill Construction

Capital to begin or complete vertical construction of single-family or multi-family projects.

  • Project must be permit-ready

  • Structured to ensure sufficient reserves to complete the project

  • 12 – 24 month term

Redevelopment / Value-Add

Redevelopment / Value-Add

Designed to help you acquire and redevelop existing multi-family or single-family units. Our capital can be utilized to cover major upgrades including gut renovations, expansions, or redevelopment.

  • Construction budget and contractor must be finalized

  • Fast and simple draw disbursements

  • 6 – 18 months term

All-In-One

All-in-One

Designed to carry you from site acquisition, plans & permits through vertical construction. Interest rates progressively step-down as the project advances towards completed value and with greater efficiency from only closing one upfront loan

  • Site must be entitled for intended development purpose

  • LTV and LTC limits increase as the project progress towards completion

  • 18 – 36 month term

Revolving Line of Credit

Revolving Line of Credit

Customized credit lines to support multiple projects or development phases. Ability to recapitalize loans on completed properties or seamlessly transition from one phase to the next without incurring additional origination fees.

  • Cross collateralization

  • Flexible release provisions

  • 18 – 36 month term

 
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Site Development 

Designed to cover soft costs and horizontal improvements in connection with site development.   

  • Site must be entitled for the intended development purpose  

  • A portion of the investment can be applied to acquisition 

  • 6 – 12 month term 

 
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Infill Construction 

Capital to begin or complete vertical construction of single-family or multi-family projects. 

  • Project must be permit-ready 

  • Structured to ensure sufficient reserves to complete the project 

  • 12 – 24 month term 

 
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Redevelopment / Value-Add 

Designed to help you acquire and redevelop existing multi-family or single-family units.  Our capital can be utilized to cover major upgrades including gut renovations, expansions, or redevelopment.   

  • Construction budget and contractor must be finalized 

  • Fast and simple draw disbursements 

  • 6 – 18 months term  

 
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All-in-One 

Designed to carry you from site acquisition, plans & permits through vertical construction.  Interest rates progressively step-down as the project advances towards completed value and with greater efficiency from only closing one upfront loan 

  • Site must be entitled for intended development purpose

  • LTV and LTC limits increase as the project progress towards completion

  • 18 – 36 month term

 
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 Revolving Line of Credit 

Customized credit lines to support multiple projects or development phases.  Ability to recapitalize loans on completed properties or seamlessly transition from one phase to the next without incurring additional origination fees.  

  • Cross collateralization 

  • Flexible release provisions 

  • 18 – 36 month term 

 

Our financial products provide greater capital efficiency while also ensuring proper alignment between the parties.   

 
 

Senior Debt

Amount: $3MM - $25MM

Maximum Loan-to-Value: 75%

LTV based on the as-completed value

Interest capitalized into the total loan amount

Non-recourse options available .

Junior Debt

Amount: $2MM - $10MM

Maximum Loan-to-Value: 90%

Structured as mezzanine or preferred equity

General Partner Co-Invest

Available once we’ve established a programmatic relationship

Amount: To be determined based on merits of the project

Up to 80% partner

Developers must be highly-capitalized with established track records

Opportunity Zone Funds

Acquire and develop attainable housing located within an Opportunity Zone

Project control remains with the developer

Ability to provide developer liquidity upon stabilization